What are PIP benefits and what does it pay for?

Florida law has something called personal injury protection, which means everybody in Florida is obligated to have at least 10,000 dollars of personal injury protection, if they operate a motor vehicle. That personal injury protection covers you for your injuries at 80% for up to 10,000 dollars. In addition, many insurance policies will cover lost wages, normally up to 60% out of that personal protection benefit pool.

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