If you have questions regarding St Petersburg car accident personal injury protection, do not hesitate to reach out to a professional injury attorney as soon as possible. A skilled lawyer could help to guide you through the process and handle the necessary paperwork and communications with the insurance company of the party at fault so that you can spend more time focusing on your own medical recovery.
Become acquainted with the following information to learn more about what goes into St Petersburg car accident personal injury protection, as well as the ways a dedicated attorney could offer you their assistance today.
Florida’s Personal Injury Protection Coverage
Florida law requires everyone to have personal injury protection, which is also known as no-fault insurance. Florida is a no-fault insurance state, an individual is obligated to have $10,000 of personal injury protection in the city of St Petersburg. That coverage is solely designed for a driver’s own medical bills if they are injured in an accident.
The way the laws are written, personal injury protection is the first insurance that has to be used when filing automobile accident claims. The hard part in these cases is determining whose personal protection is the first in line. If someone does not have personal injury protection coverage, which happens because there are a lot of individuals in Florida from other states, then they may be protected from the other vehicles involved which may cover them. Sometimes, if someone is injured, it may be the personal injury protection of the at-fault driver if the other individual involved in the accident does not have personal injury protection.
Many individuals may be under the impression that personal injury protection coverage covers all of their lost wages, all of their medical bills, and their pain and suffering, which is not true. Most personal injury protection is maxed out at $10,000. It only pays 80% of a driver’s medical bills, normally only 60% of lost wages, and some drivers may even have deductibles on top of that. While St Petersburg car accident personal injury protection can be very helpful, know that drivers may still need to seek alternatives to receive full compensation.
Working with a Professional Attorney
A qualified injury attorney should be communicating with their plaintiffs and their medical providers to make sure everyone knows how much coverage is available and to make sure that the medical treatments are being billed to the appropriate personal injury provider. The most important role of a lawyer is making sure that the injured plaintiff themselves understands what their benefits are so that they can make fully informed decisions that are right for them in regards to the cost and benefit analysis of their treatment.
An attorney knowledgeable about St Petersburg car accident personal injury projection can use their experience to work towards attaining the additional compensation that an injured individual deserves. If you wish to pursue a compensation claim for your injuries, do not hesitate to reach out to a dependable lawyer today for your initial consultation.