If you were injured in a car accident in the St. Petersburg area, you are likely attempting to navigate the complicated legal process required to obtain compensation for your injuries. There are many complex statutes and insurance requirements that can affect your ability to recover damages as a result of your accident, and bringing a claim requires an in-depth investigation into the circumstances under which the accident occurred.

An experienced St. Petersburg car accident lawyer can assist you initiate a legal action to recover the damages you are entitled to, and will ensure you do not make common mistakes that may undermine your case. Our injury attorneys in St. Petersburg have a great deal of experience in bringing personal injury claims resulting from car accidents, and are ready and willing to assist you in every step of the process, from filing your claim to collecting your monetary award.

How An Attorney Can Help

Car accidents can be devastating, not only due to personal injuries sustained by the drivers involved, but also in terms of property damage. You will need to recreate the scene of the accident in a courtroom in order for a judge to make an adequate legal determination of fault when bringing your claim.

In many cases, evidence of the circumstances leading to your accident may only be available for a short period of time, as is the case with tire tracks or conditions affecting visibility on the road.

An experienced St. Petersburg car accident lawyer will be able to anticipate what types of evidence will be central to proving your claims, and will ensure that you do not miss out on the opportunity to collect for your injuries as a result of being unprepared in court.

In addition, the assistance of an attorney well-versed in these types of cases can be invaluable when dealing with insurance companies, who will often pressure you to accept a settlement offer before you even get to court.

Florida Laws Impacting Claims

For claims involving car accidents, Florida is a no-fault state, which means that regardless of who was at fault for the accident, each party’s insurance company must cover costs for injuries resulting from the crash. Because of this rule, every driver in Florida is required to carry a valid insurance policy with minimum coverage amounts of $10,000 per person in medical and disability benefits, and $5,000 in death benefits.

There are only specific instances involving very serious injuries in which you may be able to hold the driver of the other car liable for the costs you have had to pay as a result of the accident. Understanding this injury threshold is important when determining the best legal strategy under your specific circumstances.

If the injuries resulting from your car accident have left you with a permanent disability or significant scarring, disfigurement, or dismemberment you may be able to bring a personal injury action against the other driver, in spite of Florida’s no-fault rules.

A car accident attorney in St. Petersburg will be able to examine the circumstances of your case to determine what types of recovery may be available to you.

Statute of Limitations

The statute of limitations limits the amount of time in which you are allowed to bring a claim seeking to recover for your injuries. If the circumstances of your car accident entitle you to hold another party liable for your injuries, you will need to file a claim within the deadline set by statute of limitations, or you will lose the ability to collect any damages.

Florida’s statute of limitations can be found in Title VIII,Chapter 95, Florida Statutes. For personal injury claims related to car accidents, the statute requires that you bring your claim within four years of the date of the accident.

Comparative Fault

If your injuries meet the injury threshold, entitling you to bring a claim holding the driver of the other vehicle personally liable for your injuries, you will need to understand how fault is determined and apportioned under Florida law.

Florida is a comparative fault state, meaning that the amount of damages you recover will depend on the proportion of fault that the court ultimately determines should be assigned to the person responsible for your injuries.

You will need to be prepared to present evidence regarding the specific circumstances of the accident to allow the court to make this determination of fault. If the court finds that you were partially to blame for the accident, some percentage of the fault may be assigned to you.

In this case, the damages you recover will be reduced in the same proportion as your share of fault. Even if you fear that you were partially to blame for your car accident, you may still be entitled to substantial recovery if your injuries were severe.

An experienced car accident attorney will be able to examine the circumstances of your specific case to help you make an informed decision about how to move forward with your claim

Get Legal Help Today

Recovering from a car accident can be overwhelming, both emotionally and physically. It can be nearly impossible for a victim of an accident to become informed about all the relevant laws affecting their claim when they are still reeling from the shock of the accident itself.

Sophisticated insurance companies often seek to take advantage of inexperienced plaintiffs by pressuring them to take settlement offers that vastly undervalue their injuries. Don’t miss out on the recovery you are entitled to as a result of the complexities of the legal system. Call a St. Petersburg car accident lawyer to learn more about the process of starting a claim today.

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